Since 2012, Chamberlin Financial has helped protect retirement assets with conservative, income-based strategies — now backed by the institutional strength of Sound Income Strategies, a fiduciary firm managing over $4 billion in assets.
Income First, Growth Second
Most retirement plans are built around selling off your investments a little at a time and hoping the money outlasts you — the so-called “4% rule.” We take a different path.
Our approach puts income first and growth second. We build portfolios designed to generate renewable income from interest and dividends — income that can cover your recurring retirement expenses while we work to preserve and grow your principal over the long term.
Why does that matter? Because when you live on the interest and dividends your portfolio produces — rather than drawing down the principal itself — you have a far clearer path to knowing your savings can last a lifetime. That’s the peace of mind we’re after for every client.
Why We Use Individual Securities, Not Mutual Funds
Rather than packaging your money into off-the-shelf mutual funds, we focus on individual, income-generating securities — bonds, preferred stocks, and dividend-paying instruments — that can be customized and actively managed around your specific needs. For you, that means:
- Greater Transparency — You can see exactly what you own and why it’s there.
- Smarter Tax Management — Owning individual positions lets us manage gains, losses, and income with your tax picture in mind.
- Steadier Through Downturns — An income-oriented portfolio is built to keep paying you through volatility, not to chase a benchmark.
- Built Around You — Your portfolio is tailored to your income needs and risk tolerance, not a one-size-fits-all model.
Income Is Our Focus — Not Our Limit
Income planning is our specialty, but we are full-service wealth managers. When your objective is growth — building wealth for the years ahead, not just drawing income today — we build and manage portfolios designed to pursue it. Every plan starts with your goals, and we tailor the strategy to match them.
Institutional Strategies, Individual Attention
Through our partnership with Sound Income Strategies, you gain access to a full suite of professionally managed portfolios — the same institutional strategies used by advisors across the country — while still receiving the personal attention you expect from Chamberlin Financial.
Whatever your objective — dependable retirement income, long-term growth, or a balance of the two — there is a strategy to match it. These portfolios range from conservative, income-focused approaches to growth-oriented ones, all actively managed and tailored to your personal goals.
For ongoing market commentary and retirement insights, read the latest from Sound Insights →
Our Seven-Step Educational Process
Sound retirement decisions begin with education. Our proprietary Seven-Step Educational Process is how we help you move from uncertainty to a clear, written plan:
- Clarify your retirement objectives and income needs
- Review your current holdings and where they leave you exposed
- Understand the income strategies available to you
- Match those strategies to your personal risk tolerance
- Build a custom, income-focused plan
- Put the plan into action with active, fiduciary management
- Review and adjust as your life and the markets change
In the Media
Sound Income Strategies and its leadership are regularly featured in national financial media, including CNBC, Bloomberg, Yahoo! Finance, Reuters, and the Schwab Network — sharing the same income-focused philosophy we bring to your portfolio.
Let’s Review Your Retirement Income Plan
We invite our clients — and new investors seeking a safer path to retirement — to schedule a review of their current holdings. Let’s explore how today’s interest and dividend opportunities can support your income goals. Virtual retirement planning is available for clients nationwide.
Schedule Your Complimentary Consultation →
