Is your life insurance policy worth more than you think?

A life settlement is the legal sale of an existing life insurance policy for more than its cash surrender value to a third-party investor. The investor assumes the financial responsibility for ongoing premiums and receives the death benefit when the insured passes away.

So, how can this financial transaction benefit you? It could provide you with financial freedom. When a senior receives their life settlement, they can spend it completely at their discretion — with no strings attached. It is common for seniors to utilize their payouts to cover medical bills, assisted living expenses, accumulated debt, or simply to supplement their retirement lifestyle. However, there are never any guidelines on how one can spend their settlement payouts. This lump sum of cash can alleviate many of your financial worries.

Tell us about your policy → We review your case → You receive an estimate → You decide (no obligation)

You have more than one option

You don't have to sell your whole policy. Depending on your situation, you can take a cash payout now, keep a portion of the death benefit for your family with no future premiums, or combine both. We'll walk you through which fits.

This may be worth exploring if you:

  • Are age 65 or older
  • Have a policy of $100,000 or more
  • No longer need the coverage, or the premiums have become a burden
  • Are considering letting a policy lapse or surrendering it

To see if you qualify for the life settlement solution, click the Life Settlement Calculator button below!