Stock Market Volatility
You may be heavily invested in stocks as they approach retirement which could result in large losses to your investments.
Longevity
With improvements to medicine and health care, retirees may live 20-30 years into their retirement and sometimes even longer.
Income Taxes
The majority of taxes - a staggering amount of 86%* - solely comes from the Top 25% of income wage earners in America.
Who exactly are the wealthy?
If you make $67,280 or more in annual income, you are the Top 25% of income earners in America. You make an uncommon amount of income compared to the general population and are considered "wealthy".
With this in mind, the government then appropriates the amount of taxes you pay for in correlation to the amount of income you make. Therefore, the majority of taxes - a staggering amount of 84%* - solely comes from the Top 25% of wage earners.
* Source: Internal Revenue Services 2010-2014 Database
What you want in a financial vehicle isn't
necessarily what you're getting.
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Consumer Guide: Proven Wealth Strategies
Wealth-Building Practices of the Top 25%
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